You’ve worked hard for your vacation. Travel
insurance, which is offered by many suppliers,
can help protect you and your investment.
Now, a new benefit is being offered by Travel
Insured International: Trip Interruption for
Any Reason insurance. TII is the first
company to offer this benefit, and it is the
only provider in the market today to do so.
What is TII?
TII is a leading family-owned travel insurance
provider. Since 2012, TII has been the
endorsed program administrator for MTA
members. Because travel insurance is its
only business, TII is able to provide superior
travel-related insurance services to each
customer. TII offers two plans: Worldwide
Trip Protector and Worldwide Trip Protector
Plus. The Trip Interruption for Any Reason
benefit is a feature of the Plus program.
Why is Trip Interruption for
Any Reason insurance offered?
What would you do if you were on vacation
and faced one of these situations? You
receive a call that your pet has become sick
at the kennel. You really dislike the place
you are visiting and want to end the trip early.
Besides taking an emotional toll on
you, having to cut your trip short can be
financially unmanageable. With TII’s new
benefit, most of your costs can be covered.
What does the benefit provide?
Trip Interruption for Any Reason insurance
provides up to 75 percent reimbursement
if you must interrupt your trip 72 hours
or more after your actual departure date.
Coverage may include your unused, prepaid,
nonrefundable trip costs and additional
WTP Plus also includes coverage for primary
medical care and baggage costs, as well as
“cancel for any reason” coverage and a fixed
rate of $20 per child for children younger
than 18 accompanying you on your trip.
“Many MTA members are avid travelers,
and we thought TII’s programs were well
suited to our members’ needs,” said MTAB
Marketing Manager Beth Bejoian. “I was
thrilled to learn of this never-before-seen
benefit. It’s a wonderful enhancement to
TII’s insurance options.
“One of MTAB’s top priorities is to provide
members with exceptional programs that are
well researched, vetted and serve as additional
options for members’ everyday needs.”
TII’s program goes well beyond basic travel
insurance, which generally covers problems
such as trip cancellation, missed connections,
itinerary changes, baggage delays and
For details about the MTA travel insurance
program, visit mtabenefits.com or call
All program and pricing information was current at the time of publication (October 2014) and is subject to change without notice.
As an MTA member, you are eligible for legal services for certain work-related issues at no cost. In addition, your
membership includes up to three free half-hour consultations for general legal advice
and up to a 30 percent fee reduction in non-work-related legal matters through MTA’s
attorney referral program.
MTA Benefits is now providing members
with a new benefit program to supplement
these services. LegalShield is a prepaid legal
plan that costs just $15.95 per month and
provides members with access to legal
assistance in non-employment matters. Last
year alone, firms participating in LegalShield
received more than 2.1 million calls.
A 2012 study titled The Legal Needs of
American Families shows that we face legal
issues on an almost daily basis and that the
barriers of cost, confusion and trust limit our
access to the legal help we need. LegalShield
removes these barriers and empowers its
members by giving them uncomplicated,
affordable access to the legal assistance they
need, whenever they need it, to protect
themselves and their families.
For a low monthly fee, LegalShield members
gain access to qualified attorneys who are
experts in the areas
of law that most
affect families, such
as estate planning,
financial issues and
auto and driving issues. Participating
LegalShield attorneys have been with their
respective law firms for an average
of 19 years.
LegalShield has dedicated law firms in 49
states and four provinces in Canada, ensuring
coverage even when you are traveling.
For more information on this new
program, visit mtabenefits.com. Under
“All Benefits,” click on Legal Plan, or go to
NEW OPTION FOR LEGAL PROTECTION
This material is provided for informational purposes only and is not intended to be a representation of coverage that may exist in any
particular situation under a policy issued by one of the companies within the Crum & Forster Enterprise. All conditions of coverage, terms
and limitations are defined and provided for in the policy. C&F, Crum & Forster, and Fairmont Specialty are registered trademarks of the
United States Fire Insurance Company. The Crum & Forster Enterprise, which is part of Fairfax Financial Holdings Limited, comprises
leading and well-established property and casualty business units. The insurance companies within the enterprise, rated A (Excellent) by
A.M. Best Company, are: The United States Fire Insurance Company, The North River Insurance Company, Crum and Forster Insurance
Company, Crum & Forster Indemnity Company, Crum & Forster Specialty Insurance Company, Seneca Insurance Company, Inc., Seneca
Specialty Insurance Company, First Mercury Insurance Company and American Underwriters Insurance Company.