All program and pricing information was current at the time of publication (April 2016) and is subject to change without notice.

TOP FIVE REASONS TO CONSIDER THE
MTA Specified Critical Illness Plan

Did you know that every 26 seconds,
an American has a coronary event
such as a heart attack or stroke?1

Did you also know that the risk of developing cancer during your lifetime is nearly one in two for men and one in three for women? 2 Life can change in a heartbeat — and you’re not always going to be prepared for the financial toll of such unfortunate events. The MTA Critical Illness Plan is designed to help ease some of that financial burden. The plan can provide a lump-sum payment upon the first occurrence or diagnosis of heart attack, stroke, cancer, permanent paralysis or kidney failure, or the need for a major organ transplant or coronary artery bypass.

There are many reasons to consider the MTA Critical Illness Plan, but here are the top five.
1. If a family member has been diagnosed with cancer, you could be at increased risk.
2. The younger you are when you enroll, the lower the cost. Premiums don’t increase as you
grow older.
3. Coverage is available in a lump sum of $10,000 to $50,000.
4. The plan allows you to pay medical expenses that health insurance doesn’t cover:
e.g., deductibles, experimental treatments, prescription co-pays and transportation to
health facilities.
5. Your spouse and children are eligible for coverage.
Whatever your No. 1 reason may be, the MTA plan could make a big difference in your security
and recovery. You can’t predict whether you will ever suffer one of these illnesses or conditions,
but you can be prepared. The critical illness plan can help to reduce the financial burden that
accompanies a life-threatening illness. To find out more, call 888.646.1972, ext. 104.

1American Heart Association, “Heart Disease and Stroke Statistics — 2008 Update,” Jan. 29, 2008.

2American Cancer Society, “Cancer Facts & Figures 2010.”

Safari (four days)
Pietermaritzburg
and the battlefields
(three days)
MAGNIFICENT SOUTH AFRICA

Dramatic vistas, historic sites and adventure await you

Continued from page 1

For more information on adventures in exciting South Africa and help planning your trip, visit mtavacations.com.

Editor’s note: The travel suggestions above are based on a trip that Mary Ellen Evans, the writer of this article, took in November 2014.

TripAdvisor, 2015 Travelers’ Choice Award for Top 25 Destinations in the World.

**See banks for the latest exchange rates.

For many travelers, the point of a safari is seeing the “big five”— lions, leopards, buffalo, elephants and rhinoceroses. Many wildlife preserves are home to these magnificent creatures, including Kruger National Park, which offers a variety of safari trips in different price ranges. You can also select an exclusive private game reserve such as Phinda Forest, where guests stay in stylish “Zulu Zen” suites with glass walls that create an indoor-outdoor living space.

Pietermaritzburg is known for its British Colonial and Victorian architecture. The most emotionally charged moment for visitors may come at the old Pietermaritzburg Railway Station. It was here in 1893 that Mohandas “Mahatma” Gandhi was ordered to leave the train because he was traveling in a whites-only compartment. That humiliation helped him decide his destiny. Gandhi left his law practice and became the leading champion for Indian rights in South Africa.