2 Heritage Drive, 8th Floor, Quincy, MA 02171-2119
Tel: 800.336.0990 • Fax: 617.557.6687
No dues dollars are
ever used to market MTA
Editor: Elizabeth A. Bejoian
The M TA Advantage is published three times a year as
a supplement to MTA Today by MTA Benefits, Inc.
A bank of sick days serves as a cushion in the unfortunate event that you’re
unable to work for weeks or months. What do you do when sick days run out?
Can you be paid for sick days from your local association’s sick bank? If you’re
a new member and haven’t accumulated sick days yet, can you pay your bills
without a paycheck for an extended period?
These are questions you should get answers to now, before you experience
an accident or illness. That’s where the MTA Disability Plan can help. Both
short- and long-term disability insurance provide you with a source of income
when sick pay and sick banks aren’t enough to cover the full duration of a
disability. You must have your policy in force prior to the date your accident
or illness occurs.
The most common question our benefit enrollers are asked is, “How is
maternity leave covered?” The standard benefit for both a normal vaginal
delivery and cesarean section is six weeks. The elimination period is 30 days.
That is the length of time you must wait before you become eligible to receive
benefits. Complications of pregnancy, childbirth and maternity could extend
benefits either prior to or after delivery. Many women enroll in the MTA
Disability Plan because of the maternity benefits. However, please be aware
that pregnancy must begin after the effective date of coverage to be eligible
for maternity benefits.
Features of the disability plan include:
Guaranteed coverage during enrollment
Tax-free payments equal to 60 percent of your salary
Benefit payments that are not offset by sick pay or sick bank
Group rates for MTA members
An annual open enrollment period
Payroll slot and bank draft options
Remaining giveaways for this year have one thing in common.
They’re all gift cards! Electronics, groceries, toys – there’s
something for everyone, and the winner could be YOU.
Enter once per giveaway and keep your fingers crossed.
DATE GIVEAWAY PRIZE OF WINNERS
3/12 - 3/19 $200 BJ’s gift card 2
4/16 - 4/23 200 Stop & Shop gift card 2
5/14 - 5/21 $500 American Express gift card 2
6/11 - 6/18 $250 Toys R Us gift card 1
Open enrollment begins on March 5 and ends on May 11. If your school
district participates in the disability program, you may enroll in the plan.
Call MTAB at 800.336.0990 to find out if you’re eligible.
Locals that don’t currently offer the insurance in their districts can find
out in just a few minutes how easy it would be to provide interested
members with the opportunity to obtain coverage. Call Tom Colbert at
774.551.0013, Ext. 104.
Don’t leave your greatest asset unprotected. Life can change quickly.
Make this year one that provides you with some financial peace of mind.
Gift cards galore