All program and pricing information was current at the time of publication (February 2018) and is subject to change without notice.
To find out what may have changed, please call MTA Benefits at 800.336.0990.
Is there a trip to see Mickey, Minnie and the whole Disney World family on your list? The
cost of a trip like this can be high, but MTA members save on lodging, theme park tickets
and dinner shows with Orlando Vacation.
A hotel room might provide just the convenience you need, but if you’re part of a large
group or are looking for some extra space, renting a vacation home or condo might be what
you’re looking for. Whichever is best for you, Orlando Vacation boasts the best nightly rates.
One of the most expensive parts of the trip can be the theme parks — so check out the
Base, Park Hopper and Water Park discount tickets for Disney World. The longer your visit,
the more you save. Discounts are also available for Universal Studios Florida, Islands of
Adventure and Volcano Bay, so you’ll want to leave plenty of time for The Wizarding
World of Harry Potter, The Incredible Hulk roller-coaster and Shrek 4-D. You can also save
at LEGOLAND Florida Resort, Ripley’s Believe It or Not! and the Kennedy Space Center, as
well as at performances of Cirque du Soleil. And don’t forget the dinner shows! Tickets
are available at a discount for Medieval Times Orlando, Sleuths Mystery Dinner Show and
dinner shows at WonderWorks.
Schedule delivery of your park tickets to your hotel or vacation rental. That’s
one less thing to worry about while packing!
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Whenever a data breach hits the news, it is
quickly followed by advice to place a credit
security freeze. Before blindly following that
advice, however, make sure you understand what
a freeze will accomplish and that if a data breach
is the problem, then a credit security freeze is not
the entire answer.
A freeze is a protective measure taken to minimize
the threat of credit-related identity theft. It blocks
access to your credit file so only the creditors and
other businesses with whom you have a current
relationship will have access to your reports
(with certain exceptions).
What you can’t do is place a freeze and think
that no identity theft of any kind can take
place. Freezes do not reduce your chance
of falling victim to other types of identity theft
or fraud, such as account takeover, which
can affect your existing bank accounts and
Here’s an overview of the value — and limits —
of what a credit freeze can provide.
A freeze can minimize the risk of an identity thief
successfully opening most types of new credit
accounts in your name.
In most cases, for victims of identity theft, there is no
charge to place, temporarily lift or remove a freeze.
The freeze does not affect your credit score.
A freeze is not effective if it is not placed with
all three credit reporting agencies (Experian,
TransUnion and Equifax).
A freeze does not prevent fraud involving your existing bank or credit accounts.
It can be costly unless you are a proven victim of identity theft.
You must lift the freeze when you want your credit report to be available for review by a creditor,
potential employer, etc.
A freeze can take up to three business days to be lifted. Only a few states have passed laws requiring
the freeze to be lifted within 15 minutes of the request. This may be an issue in an emergency situation
where credit is needed immediately.
MTA Benefits has partnered with LegalShield to provide members with discounts for identity theft
protection and legal services. Visit the financial section of MTAB’s website, mtabenefits.com, for more
information and to sign up for LegalShield programs.