MTA Today - Summer 2015

MTA members give so much of themselves.

Now it’s Berkshire Bank’s turn to give back.

We are proud to offer you a special Elite Relationship Checking Account package, which is only available to MTA members and their immediate families.

Features include an interest-earning account, no minimum-balance requirement, no service charges and unlimited check writing.

Giving you a chance to earn and save more is our way of saying thanks for the work you do!

Elite Relationship Checking benefits:

» FREE Debit Cards

» FREE Mobile Banking » FREE Bill Pay

» FREE Finance Works™

A new way to think about your money so you can make more informed financial decisions

» FREE Online and Telephone Banking

» FREE First Check Order and eStatements

» FREE Access to MyBanker Concierge Service » WAIVED Foreign ATM Fees When You Enroll in Direct Deposit

Additional benefits:

» Turn in your bank’s checks and we’ll replace them with a free first order.

» Receive a .50% APR discount with a Berkshire checking automatic loan payment or a .25% APR discount without an automatic loan payment.

Available to new Berkshire Bank customers and current Berkshire Bank customers without an existing checking account relationship.

» $25 if you enroll in direct deposit

» $25 when you pay a bill through online banking using Bill Pay

» $25 for signing up for online statements

» $25 if you refer a family member who opens an Elite Relationship Checking Account

» $25 when you turn in your old debit card and replace it with a Berkshire Bank debit card

Plus, we’ll make it even easier for you to move your account to Berkshire Bank.

For more information, call or visit your local Massachusetts branch.

You deserve a
**thatworks as hard
as you do.
checking account
Open an Elite Relationship
Checking Account and
receive up to $125***
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berkshirebank.com
Banking · Insurance
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Life is exciting. Let us help. SM

Banking Products are provided by Berkshire Bank: Member FDIC. Equal Housing Lender. Berkshire Bank is a Massachusetts chartered bank. *In order to qualify for up to a $125 cash bonus, you need to be a new Berkshire Bank customer or current Berkshire Bank customer without a checking account relationship: (1) establish and receive at least one direct deposit for your account by September 30, 2016, with a minimum opening deposit of $10, ( 2) set up and pay a bill through online banking using Bill Pay, ( 3) enroll in eStatements at account opening, ( 4) refer a family member who opens a free checking account, ( 5) turn in your bank’s debit card and replace it with a Berkshire debit card. Berkshire replacement checks limited to initial order of standard wallet-style only. Customer must qualify for consumer loan product for discount of .50% APR with automatic payment from an Elite Relationship Checking account or .25% APR without automatic payment from an Elite Relationship Checking account. Consumer loan discount applies to home equity loans and auto, motorcycle, boat, ATV, snowmobile and watercraft loans. The home equity loan discount cannot exceed a maximum discount of .50% APR. The consumer loan discount does not apply to home equity line-of-credit products. The home equity line-of-credit annual fee of $50 will be waived for the life of the loan. The home equity line-of-credit fee for a minimum advance is $15 for advances less than $250. Limit one $125 bonus per individual. Limit of one $25 bonus available to individuals when a family member opens a new Elite Relationship Checking Account. The direct deposit, debit card and bill payment bonus will be credited within seven days of your notifying us that the transaction(s) have occurred. To notify us, visit a branch or call us at 1.800.773.5601. The $25 Refer-A-Family-Member bonus is credited when the family member opens the checking account with a Refer-A-Family-Member coupon. The value of the bonus may be reported on a 1099-Misc form. Other fees may apply. This offer may be withdrawn at any time. When a family member is referred, you and the family member waive the right to privacy and disclose you are customers for this transaction. Offer is valid until Aug. 31, 2016, and subject to change.